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Identity Theft

What to Do if Your Credit Card Has Been Compromised

by Carolyn
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If you have a credit card, one of your biggest fears is probably that your card might be stolen. However, since many of us now make purchases online, there are now more ways for credit card thieves to gain access to your personal info. If your credit card information has been stolen or compromised, there are a few ways you can reduce your chances of suffering a devastating financial loss. Here are some tips about what you should do as…

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Buying Gifts Online? 3 Important Holiday Shopping Safety Tips

by Carolyn
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Arnold Schwarzenegger is currently best-known for being the governor of California. However, ever since Arnold starred in his first film (which was called “Hercules in New York”), he has taken on the role of a businessman, a model, a bodybuilder, an actor and a politician. In 1996, Arnold starred in a family comedy called “Jingle All the Way”, which was about his search for the perfect Christmas present for his young son. The film featured an epic battle between Arnold…

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Medical Identity Theft on the Rise

by Lyndsi
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Joe Ryan opened a bill from his hospital saying he owed them $44,000 for a surgery. The only problem was he’d never gone to the hospital for the surgery. He didn’t have any scars that surgery would have left behind, he didn’t miss any work, but the hospital insisted he owed them money. He had become a victim of medical identity theft and his credit was ruined. Medical identity theft is an increasing problem for families in America. It is…

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How Information Sharing Puts You At Risk

by Carolyn
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What kind of information do you share online? Many people aren’t fully aware of how much information they are sharing with other people, companies and users on the internet. Its easy to forget that everything that many of the things you post online quickly becomes documented, archived and picked up by search engines. With a few keystrokes, a stranger could find out more about you than you may realize. There was recently a lot of buzz about “Please Rob Me“,…

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How to Do a Background Check

by Carolyn
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Unfortunately, we live in an age where people can’t always be relied upon for their honesty. In some cases, it may be necessary to check identification information, references and other information before building a relationship with a person. Doing a background check can be an effective way to help build trust with a new individual, and to keep your own interests safe. For example, many parents often do a thorough background check on a potential nanny before hiring them to…

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What to Do When Your Identity Has Been Stolen

by Carolyn
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It’s a warm September night, and your family is out visiting friends. While you’re away, a black-clad figure darts onto your lawn, avoiding the headlights of passing cars. The burglar uses a crowbar to pry open an unlocked window, and slips inside. Within minutes, the thief has stuffed a bag full of electronics, jewelry and other valuable items. Suddenly, he happens upon your desk drawer full of important documents. Bank records, social security cards, passports, birth certificates and other items…

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An Introductory Guide to Identity Theft

by Carolyn
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Identity theft is gaining more recognition as being a legitimate threat to people worldwide. Aside from being featured in TV shows, movies and books, identity theft has also become a problem for everyday consumers as well. You may not realize it, but every time you use your credit or debit card, you are putting yourself at risk for the theft of your identity. Today’s identity criminals may only require your name, address or your social security number in order to assume…

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How to Protect Yourself from Identity Theft

by Carolyn
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In today’s world of technology, we are constantly exchanging personal information over email, telephone calls and while browsing the internet. While this has provided us with enhanced methods of communication, it has also spawned the growth of new types of criminal activity. Identity theft is rapidly becoming more common, as many people mistakenly believe that their personal information is not in danger of being stolen. However, in reality, over 9 million people have their identities stolen each year, in the…

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Online Shopping – How to Keep Your Credit Card Details Safe

by Rose
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The idea of typing your credit card number onto a webpage can make you nervous. But it shouldn’t. Although very occasionally e-commerce websites get hacked, using a credit card for online shopping actually offers you some protection should you ever get ripped off. Luckily, when online fraud is involved many banks and merchants will credit you back the amount owed provided you catch the mistake in time. However as always, prevention is the best protection so here we provide some…

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